₽
◆ Billing backend for products

One backend
for your money.

Subscriptions, usage metering, entitlements and multi-level referrals — behind one interface. Accept payment any way. And an embedded AI that runs the busywork — from payment reminders to winning back churned users.

6 payment methods · N referral levels · 19 AI tools
POST /v1/checkout/pay
live
railstripe
amount₽ 4 900,00
status→ paid
latency128 ms
✓ subscription activated✓ credits granted✓ referral commission recorded
PAID
StripeCrypto · ETH / SOL / TON / TRONApple IAPGoogle PlayLavaONEStripeCrypto · ETH / SOL / TON / TRONApple IAPGoogle PlayLavaONE
6
payment methods behind one interface
N
referral levels — you set the depth
19
AI assistant tools: 14 read, 5 confirm-gated
01

Everything to accept, meter, and grow

A complete billing backend — with the AI assistant and retention built in, not bolted on.
payments
Accept payment any way
Add a method — your code doesn't change. The core doesn't care what paid: webhook verification and safe retries are built in.
Stripe
Crypto
Apple / Google
Lava · ONE
──▶
one interface
──▶
subscriptionscreditsreferrals
subscriptions
Subscriptions & usage metering
Trials, renewals, grace periods. Credits are tiered, with quotas.
Credits · 30-day window7 400 / 10 000
soft cap at 90% · resets on renewal
assistant
An AI assistant over your data
Reads freely. Every action — cancel, refund, credits — you confirm.
Cancel subscription for customer #4821
Found an active Pro subscription. Cancel at period end?
ConfirmCancel
retention
AI runs retention
Payment reminders, win-backs, abandoned checkouts, the next offer — written by AI. Localized, rate-capped. Off by default.
abandoned checkout
▶
reminder
▶
paid
growth
Referrals, N levels deep
Any number of commission levels per service. Criteria, automatic level shifts, and a live network tree.
You
L1
L1
L1
L2
L2
L2
L2
x402
AI agents pay you, by themselves
Every checkout also answers x402: an agent with a wallet pays the order in USDC on Base on its own, and the order completes like any crypto payment. No account, no card form.
AI agent
▶
402 · USDC
▶
paid
INITE wallet
Your agents pay, within your limits
People keep USDC in their own INITE wallet, which only their passkey controls. Their AI agents pay from it on any x402 site, up to the per-payment, daily and monthly limits they approved. An agent can also have a wallet of its own: it signs up with its own key, opens the wallet itself, and anyone can fund it.
Spent today$12 / $20
limit set by the owner · passkey to approve
scale
One billing core, all your products
Each product gets its own prices, referral levels, and API key. Semantic catalog search and AI funnel analytics included.
billing
──▶
club
education
shop
health
02

Every user is a growth channel

Rates are tracked in real time and paid out automatically.
Example · three-level structure
Level 1
15%
Level 2
5%
Level 3
3%
Total across three levels23%
Network effect
Every referral brings more. Your network grows — and commissions with it.
You
•
•
•
·
·
·
·
·
and deeper
03

Built for developers

API-first. Integrate into any stack in an evening.
REST
REST API + Swagger
Full CRUD and a live Swagger UI.
EVENTS
Webhooks
HTTP notifications for payments, subscriptions, commissions.
AUTH
OAuth 2.0 + PKCE
Via INITE Identity. No passwords stored in billing.
KEYS
Per-service keys
A key per product. Rotate in one click.
₽

Ready to accept payments?

Account, key, first payment — in an evening. The platform is free; you only pay your provider's fees.

Create account →